Captured In a Single Framework
Four models. One integration.
Every FinHub product has discrete capabilities. Deploy one, combine several, or run the full stack — all through a single API.
FinHub powers the next generation of financial services
FinHub Group Holding is a payment infrastructure company operating at the wholesale layer of the financial system. We provide core banking engines, payment rail connectivity, card processing, and compliance tooling to regulated financial entities — not to consumers.
We serve as a critical infrastructure and technology outsourcing partner for banks, payment institutions, and regulated financial entities across the globe in 194 jurisdictions — powering the systems that run beneath their licensed operations. Our clients include a growing portfolio of banking and payments entities that rely on FinHub's infrastructure to process, issue, acquire, and orchestrate payments at scale.
We are part of the Monterra Group — a holding structure with infrastructure, licensing, and operational entities spanning global.
A global partner network
FinHub uses partners all around the world based on orchestration layers — connecting regulated institutions, payment rails, and infrastructure providers through a unified API layer to deliver seamless financial operations at scale.
- Partners spanning EU, UK, and global jurisdictions
- Orchestration-layer architecture for flexible connectivity
- FinHub is the designated critical outsourcing provider
- 12-month standard contract term without renewal
- Full business continuity and disaster recovery planning
All-extensive core banking solutions
Multi-currency Nostro/Vostro accounts, card issuing sponsorships, and Payment Facilitator models — operating across SWIFT, SEPA, Faster Payments, ACH, and EFT with full PSD2 and SEPA compliance.
Manage everything. No specialist required.
FinHub's admin panel requires no special training. Navigate dashboards, configure modules with FinConfig, generate reports, and monitor performance data from one unified interface in your global financial operations across the planet.
Unified Dashboard
All modules, accounts, and operational data accessible from a single control panel with no setup required.
Module Configuration
Enable, configure, and adjust modules without technical knowledge or developer involvement.
Reports & Performance
Generate financial reports, verify performance data, and track operational KPIs in real time.
Automated FX with intelligent arbitrage
FinHub's FX Liquidity Management module optimises foreign exchange through an advanced automated arbitrage tool and a sophisticated match engine — rapid fiat and crypto conversions with minimised FX risk and streamlined fee management.
- Advanced automated arbitrage across 30+ currency pairs
- Sophisticated match engine for rapid conversions
- Fiat and crypto exchange optimisation
- Streamlined buying and selling fee management
AI-powered fraud detection in real time
AI and rule-based engines work together to identify suspicious behaviour and implement compliance rules in real time — with self-learning technology that continuously adapts to evolving threats.
AI & Rule-Based Engines
Combined AI and deterministic rules detect anomalies at transaction level across all active modules simultaneously.
Real-Time Processing
Compliance checks run in milliseconds with no impact on transaction throughput or latency.
Self-Learning Technology
The engine continuously adapts its fraud models to new patterns without manual rule updates or intervention.
Multi-Layer Rule Engine
Layered rules across KYC, AML, PEP screening, and behavioural transaction monitoring.
No more stitching systems together
FinHub provides tools for every stack and prebuilt integrations that facilitate rapid deployment. One API covers the full product suite — core banking, compliance, payments, cards, and FX — without managing multiple vendor relationships.
Explore the API library →- Custom logos, colours & domain
- White-label web portal & mobile app
- Multi-tenant — one deployment, many brands
- No front-end infrastructure to build
CoreX — white-label your entire interface
CoreX is FinHub's white-label delivery layer. Customise every customer-facing screen and back-office tool with your brand identity — logos, colours, and domain — without building front-end infrastructure from scratch.
Explore CoreX →Move money everywhere it needs to go.
Access EU & UK payment rails natively
Connect to SEPA CT, SEPA Instant, Faster Payments, CHAPS and BACS through a single API — under Sonect's EU and UK authorisation. No local entity required.
European Union
United Kingdom
Global acquirer & correspondent network
USD, EUR, GBP, SGD, AED, BRL and 30+ currencies via ACH, SWIFT, PIX, FAST and local clearing rails across the Americas, Asia-Pacific and MENA.
Mexico & next-horizon markets
Mexican AG authorisation in active progress. SPEI instant payments and MXN local account issuance planned at go-live. Further LatAm corridors follow.
From sign-up to live in four steps
Structured onboarding with a full sandbox environment. No payment required to start testing.
Configure Account
Sign up via email. Account configuration completed in under 10 seconds.
Test API
Set up and test your platform modules in a fully isolated sandbox environment.
Activate Modules
Select your plan and activate the modules you need online.
Go Live
Activate production mode and start processing with FinHub infrastructure.
The infrastructure layer
behind regulated finance
FinHub is not a consumer product. We are the technology and processing engine beneath the licensed operations you rely on — powering core banking, payment rails, card processing, and compliance for regulated entities globally.
Regulated infrastructure.
Contractual guarantees.
Every client engagement operates under contractually binding service levels, data protection agreements, and regulatory compliance frameworks.
PCI-DSS Level 1
Highest level of payment card security. Maintained continuously across all processing environments. Independently audited.
EU Licensed via Sonect
EU banking rail access under Sonect's European payment institution authorisation. UK coverage active. No local licence required.
GDPR & ISO 27001
All personal data processed within EU territory. Data processing agreements and banking secrecy obligations contractually binding.
PSD2 Compliant
Architecture built on PSD2 foundations including peer-to-peer flows, open banking, and strong customer authentication standards.
Modular pricing. Tailored to your structure.
FinHub does not publish standard rate cards. Every engagement is scoped individually — we price on setup, monthly SaaS, and usage.
One-time setup fee per module
Each module has a single setup fee covering configuration, PDR, beta delivery, and go-live. No hidden implementation charges.
Predictable monthly SaaS fee
Fixed monthly fee per active module, with scale discounts applied automatically as your volumes grow from month one.
Usage-based transaction fees
Per-transaction, per-verification, and per-card fees apply at module level. Volume tiers reward scale.
12-month standard contract
All engagements operate on a 12-month term from go-live, without renewal. Scale discounts improve through months 1–12.
Want to understand how FinHub fits your structure?
Our team will advise on the right commercial model and scope an engagement based on your requirements.