Use Case

Launch a full digital bank from scratch

FinHub gives neobank founders and licensed operators a complete banking stack — core banking engine, card programme, payment rails, and compliance — all through a single API integration.

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The neobank stack

Every module your neobank needs — modular, independently deployable, and built for regulated operations.

FinCore

Core Banking

Multi-asset ledger supporting all account types, transactions, and loan models.

FinCheck

KYC & AML

Automated identity verification and compliance screening at onboarding.

FinCard

Card Issuance

Physical and virtual debit cards with loyalty and expense management.

FinTrans

Payment Rails

SEPA, SWIFT, and Faster Payments connectivity for domestic and international transfers.

FinReport

Reporting

Automated reconciliation and regulatory reporting for your banking operations.

FinPay

Pay by Link

Merchant payment acceptance via payment links — no terminal required. Clients generate a link and get paid instantly.

From idea to live bank

FinHub's modular approach means you can launch incrementally — start with core banking and compliance, then add cards and international payments as you grow. No big-bang deployment required.

Licencing decision

Choose between applying for your own PI/EMI licence or launching under FinHub's white-label banking infrastructure.

Stack selection

Select the modules you need — core banking, cards, payments, compliance — and activate them individually or as a bundle.

API integration

Integrate via REST API in your sandbox environment. Full documentation and SDK guides available.

Compliance setup

FinCheck handles KYC, KYB, PEPs, and fraud screening automatically at onboarding.

Go live

Activate production mode. Your neobank is live, with FinHub powering the infrastructure beneath.

Ready to build your neobank?

Talk to our team about your structure and we'll scope the right stack for your launch.

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